As at 21 February 2007 Bank "Ð£ÐºÑ€Ð¿Ñ€Ð¾Ð¼Ð±Ð°Ð½Ðº" had a network of 239 ATMs and 209 cash advance POS terminals located at branches, outlets and other locations and 315 merchant's POS terminals. The full list of ATMs' locations can be found at the Russian version of the web site.
An ATM is a self-service device and is a constituent part of an automated system of cash operations, intra-bank and inter-bank payments systems. ATMs are situated both at branches and outlets and off site from the Bank's property, subject to appropriate security measures.
A POS terminal is an electronic device which provides automated cash payout operations, payments for products, work done or services in a trade network, and the execution of payment documentation in electronic form for operations using a payment card issued by the Bank.